Caldwell real estate NJ, Verona real estate NJ, and Essex Fells real estate, home listings and homes for sale in New Jersey - Judy Hirshburg, REALTOR® Judy Hirshburg REALTOR(r) for Caldwell, Verona, and Essex Fells, New Jersey real estate, common mispellings for Judy Hirshburg are Judy Hirschberg, and Judy Herschberg - NUMBER1EXPERT™ Judy Hirshburg NUMBER1EXPERT(tm) for Caldwell, Verona, and Essex Fells, New Jersey real estate, common mispellings for Judy Hirshburg are Judy Hirschberg, and Judy Herschberg

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Judy Hirshburg, REALTORŪ, real estate agent and broker for Caldwell, Verona, and Essex Fells New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)
ALL AGENTS ARE NOT ALIKE! Find out why I am a top real estate expert. Call: 201-321-5735 or email me
realtorjudyh
@juno.com

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For Buyers: Caldwell, Verona, and Essex Fells New Jersey home buying, real estate listings, and homes for sale in Essex County, NJ
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Why Buyers Choose Me: Why homebuyers in the Caldwell, Verona, and Essex Fells area choose Judy Hirshburg as their Realtor
Directions to Judy Hirshburg: Directions to Judy Hirshburg at: Coldwell Banker Residential Brokerage 327 Bloomfield Ave. Caldwell, NJ
Latest Listings: Get Judy Hirshburg's latest Caldwell, Verona, and Essex Fells listings of homes for sale first!
Find Your Perfect Home: Judy Hirshburg will search for your ideal home and email you the newest Caldwell, Verona, and Essex Fells MLS listings of properties
Timeline: Procedure to follow once contract has been accepted.
Concierge Services: The Concierge Service helps buyers and sellers locate services needed before, during and after a home sale or purchase.
realtor.com: Extensive property searches and moving info
Loan Search: Search for a Loan!
First Time Homebuyers: Are you a first time homebuyer in Caldwell, Verona, and Essex Fells, NJ? As a top Realtor, Judy Hirshburg can guide your home buying search
Mortgage Prequalification: Pre-qualify for a mortgage or loan for your Caldwell, Verona, and Essex Fells house or other real estate or property



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Real Estate Tips
First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Real Estate Trivia
Q 
What house is considered to be the first house with running water in America?

A 
John Headly's home built in Newport, RI in 1723, was equipped with an underground pipe from the nearby spring.
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Judy Hirshburg, REALTORŪ, real estate agent and broker for Caldwell, Verona, and Essex Fells New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Judy Hirshburg
Coldwell Banker Residential Brokerage

484 Bloomfield Avenue
Caldwell, NJ 07006
Direct Line: 973-201-321-5735
Eves: 973-575-1394
Text To : 201-321-5735
Email: realtorjudyh@juno.com
Email: JudyHirshburg@NJHomePro.com

Judy Hirshburg is your top selling Essex County expert ranking among the elite sales associates of all Coldwell Banker agents, nationwide. She specializes in Caldwell, North Caldwell, West Caldwell, Essex Fells, Verona, Livingston, Montclair, Cedar Grove, West Orange and Roseland and belongs to both GSMLS and NJMLS. For more than 30 years, Judy Hirshburg has been consistently named a top agent in the West Essex area and has been a recipient of the National Association of Realtors' Distinguished Sales Award (10 years or more in the Million Dollar Sales Club). Her strong principles, vivacious personality and keen negotiating/marketing skills, combined with her extensive knowledge of the schools, transportation and shopping in her area, make her the most valuable realtor to have on your side. Judy's proven track record enables her to service either side of your transaction, whether buying or selling. She is DEDICATED TO MEETING YOUR NEEDS and is PASSIONATE ABOUT HER WORK, and it is this dedication that delivers optimal results for her clients and achieves their highest expectations. Read the recommendations from past customers and see for yourself.

Equal Housing MLS REALTOR


Coldwell Banker Residential Brokerage real estate and homes for sale in Caldwell, Verona, and Essex Fells New Jersey

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