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"Outstanding Sales Performance 2008"
February 2009 Dear Judy: I am honored to acknowledge your outstanding performance last quarter. Your tremendous efforts have earned you a place among NRT's Top 1,000 sales associates for the fourth quarter of 2008. This achievement places you in the Top 2 percent of all NRT sales associates nationwide and it elevates your local market leadership to national excellence. Having achieved this accomplishment during one of the most challenging housing markets of our time, you are to be especially commended. You exceeded expectations that were presumed limited in an unstable market and you redefined truly remarkable service. Your dedication is what has kept NRT as the #1 residential brokerage company in the nation for 11 consecutive years. Congratulations and continued success!
Sincerely,
Bruce Zipf, President & CEO, NRT
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First Time Buyers >A Great Opportunity
Home ownership may seem like "the impossible dream" to first-time buyers who have to stretch in order to purchase their first home. Many younger buyers can afford the monthly mortgage payments, but may have to get creative to cover the down payment and closing costs.
Contact a real estate professional if you are thinking about buying your first home. For those whose funds are limited, there may be possibilities you have not considered, such as local or federal loan programs that can help get you moved into your new home. There are many flexible new mortgage loans available to first-time buyers. Sellers are sometimes willing to extend a small loan to help cover closing costs in order to complete the sale.
You can also consider the many housing options available. There are beautiful condominiums and townhouses with desirable amenities and prices that are designed to appeal to first-time buyers who cannot yet afford a single-family detached home.
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| Q |
Where was the first hotel built in the US?
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| A |
The Union Hotel (1802) Saratoga Springs, NY, is the first hotel emphasizing lodging and services, in addition to food and drink. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERT™ 
